DO NOT USE THIS INVESTMENT COMPANY.ĬonsumerAffairs is not a government agency. This is not professional and no respect for customers. I called five six times during the day and no result, till today I never received my money. Just keep on sugarcoating everything and I never talk to a manager about the case. I also try to talk to a manager they never transfer me to a manager. I called again and withdraw the rest of my money and I don't care now if I receive it after 3 months. I don't think Primerica deserve a full star. In the middle of a situation as such for us with the way the economy is going, gas is high, everything is high except our paycheck. They are liars, very unworthy, they are not reliable, they don't respect and care about people. Now I owe money that I know that I'm going to receive in 3 days my account is overdrawn because Primerica give me a word and it did not respect their word. So I'm going to wait about a month to receive my own money. I request a reference number of the transfer to give to my bank so they can see if the deposit was made, I can't believe a big company like Primerica cannot give me a reference number until they create a case that would take 7 days, then they can probably give me a reference number. Primerica did not honor my request and I'm on my 8th day. It will take some times for the health department to reply. Now I'm behind on her mortgage, my mortgage because I use my money to help her. We are putting together to help her bills until she is better. I can't even go see my mom with a stroke that was the reason that I called. customers service at Primerica it's not good some of the agents are good and some of them are very nasty. One of the agent, gave me I believe it was a fake customer number which is *** and usually it's five numbers, that lady was rude, talking over me, putting me on hold while I'm talking twice and the third time he just hung up. Waiver of premium: Waives the monthly premium if a policyholder becomes critically ill or disabled.Terminal illness benefit: Gives policyholders diagnosed with a terminal illness access to their death benefit to pay for medical expenses and care while they’re still alive.Increasing benefit rider: Increases the policy’s death benefit value by up to 10% for 10 years.Primerica term life insurance policies include these riders to give policyholders more coverage: All Primerica policies provide life insurance coverage until a maximum age of 95. Primerica’s term life insurance policies have coverage up to $300,000 for TermNow plans and up to $5 million for Custom Advantage plans. For individuals 55 and older, 25 years is the maximum term length. However, only people who are younger than 45 are eligible for a 35-year term life insurance policy. Both options come with term length options of 10, 15, 20, 25, 30 and 35 years. Primerica exclusively offers term life insurance and simplifies the process by providing only two plans: TermNow and Custom Advantage.
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